Payment Options


We offer



















several payment options perfect for nearly any budget!

No matter what your need, we've got the option that's right for you.

Let's get you started today!


 Requirements to qualify for the No Credit needed program*.


* You must be 18 years or older.


* Have a steady and re-occurring source of income of at least $800 per month.


* Maintain an open, active and stable checking account with Debit card.

* Social security number / ITIN number.

* Government issued ID*/ MATRICULA CARD ACCEPTED

* We accept different forms of income such as: employment, Social Security, Retirement, Pension and Self Employment.

Take your purchase home with:

  • Terms up to 24 months

  • High approval amounts

  • 101 days NO INTEREST OPTION*

Make equal payments that fit your income schedule

  • Weekly Payments Available

  • Bi-Weekly Payments Available

  • Monthly Payments Available

  • Semi-Monthly Payments Available

Have Questions?
Get more info from American First Finance at:



* Three Things to apply;

1* Checking Account Number and Routing number.

2* Government Photo ID*

3* Debit card.






  • Get your Montecarlo Furniture credit card today!

  • Monthly payments required

  • 6 months 0% INTEREST (deferred interest, $300 order minimum)

  • 12 months 0% INTEREST (deferred interest, $1000 order minimum)

  • 18 months 0% INTEREST (deferred interest, $2,999 order minimum)

  • Cannot be combined with any other promotions and/or coupons

  • Must Apply In Person At Our Showroom, please bring Photo ID and debit or credit card as a secondary ID


 It is our pleasure to help you reach your financial goals along with  furnishing your home.

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Want to Qualify?

*Must be 18 year or older

*Valid SSN or ITIN

*United States Address

*Minimum income of $1000 a month For the last 6 months

*Valid debit card.

* Checking account account open for at least 90 days. (prepaid accounts not accepted)

*Low Initial payment* 

* 90 days no interest option*

*12months Lease Term Options

* Monthly Payment Options

*Instant Approvals from $500-$3000

*Automatic Payment Process

*Early Payment Options

*7-Day-A-Week Customer Service

For more information please contact us @ Montecarlos Furniture Store contact info located at top of page.  Hope to see you soon !